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Active Choice Home Loans

The intouch Active Choice Home Loan has all the features, no monthly fees and is on 0.58% below the average rate of the 4 major banks standard variable rates

How Much Can You Borrow

• You can borrow between $50,000 and $2M

Interest Rate

• Variable rate 6.72%
• Comparison rate 6.74%

Features of the Loan

• Term up to 30 years
• Principal and Interest or Interest Only
• Up to 90% of the value of the security property
• Direct Debit or Salary Crediting either monthly or fortnightly
• Internet or telephone transfer to pre-nominated account for additional repayments
• Additional repayments can be made at any time at no cost
• No minimum redraws via Internet or telephone banking
• Loan can be split into 4 separate accounts
• Statements issued 6 monthly
• Ability to switch all or part of loan limit to another product

Fees

• Application Fee - $Nil
• Valuation Fees - approx $240.00 for a standard valuation
• Legal fees - $423.50 where there is one security
• Lenders Mortgage Insurance is required when the loan to value ratio exceeds 80%
• Settlement Fee - $275.00
• Exit Fee - Nil
• Discharge fee - $350.00

Terms and conditions apply. Fees and charges are payable. The interest rate and comparison rate quoted is current as at 10/02/2012. The Comparison Rate is calculated on the basis of a loan of $250,000 over a term of 30 years.

*The Comparison Rate is calculated on the basis of a loan of $250,000 over a term of 30 years with an annual fee. Warning: This comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.